How to Make Life Work For You

Home	02 The Second Greatest Secret	03 Principles of Success	04 Dreams and Goals	05 Decisions	06 Count the Cost
07 The Plan	08 Right Thinking	09 Subconscious	10 Training	11 Affirmations	12 Attitude
13 Mentor	14 Associations	15 Vehicle	16 Persistence	17 The Sage and the Fool	18 Secrets of Having a Job

Secrets of Having A Job

1. The Job is not designed to give you what you want or need in life. It is designed to give the owners that, which is as it should be. If you use it to try to get what you want in life, you are using the wrong tool for your goals.
2. You will never be paid according to what you want, need or are worth. You will always be paid what the job is worth.
3. You will be paid the least amount of money it takes to replace you with someone else who can do an equal or better job (or will soon learn to do an equal or better job).
4. The owners of the business are always looking for ways to get rid of you. They desire to do the most work with the least employees. Whenever they find a better way to do the same work and cut down on payroll, they will use it.
5. Business owners have no loyalty to you. They are loyal to themselves, their families, and their business. You (as an employee), on the other hand, are loyal to yourself, your family and THEIR business.
6. Good laws and good supervisors can not guarantee the security of your retirement fund. Too many other variables occur over a period of 10 to 40 years that make it impossible to guarantee you will get what you worked for and expected to get.
7. A job will continually demand more and more of your time, while providing little or no additional compensation. Therefore in order to succeed and grow in your job, you will give up, little by little, more and more of your time and life.
8. The United States is a capitalist country, founded on free enterprise principles. Its tax laws promote that concept. Those who have a job receive few tax advantages; those who own a business receive most of the tax advantages. The very way the United States operates slants away from benefiting those who have a job and slants toward those who own a business.

The 40-40 Plan

The most common way to earn an income in the United States is to trade time for money. Even professionals like doctors and lawyers do it. You trade your time for money. People with greater skill can demand greater payment. However the drawback that affects everyone is that no one can give more time than they have. No one who is paid for time can be paid for more than 24 hours in a day.

That is called Plan A, or the 40-40 Plan. You work 40 hours a week for 40 years, hoping you will have saved enough to support you for the rest of your life. Unfortunately, 56% of people on the 40-40 Plan are dependent on someone else for support when they reach age 65. Thirty-six percent die along the way, and nine percent continue to work because they cannot afford to retire.

To compensate for limited time, people frequently send their spouses to work, leaving their children in the hands of someone else to rear. Even that sometimes is inadequate, and some people find they must also take another job, thus imposing even greater limits on their time together. Even so, the more one works, absent from his family, the less satisfying he finds life.

See example below:

This man is on the 40-40 Plan. He works 40 hours a week, 40 years of his life. When he retires at age 65, he will find the income which couldn't support him while he was working, will be further reduced by 1/2 to 2/3.